Termite Home Inspection Holiday Florida


Termite (WDO – Wood Destroying Organism) Inspections

Termite Inspection Map


A termite inspection is actually a Wood Destroying Organism (WDO) inspection. The name is important because the inspector needs to look for more than just termites. Not only is the inspection conducted for termites, but it also includes inspection for Powder Post Beetles, Old House Borers, and Wood Decaying Fungi; all of which have the capability to cause damage to structures and their contents.

Termite inspections – subterranean termites can reach upper levels of structures even though their colony originates in the soil below structures.

What does a WDO report tell a buyer?

A WDO report tells the buyer if the pest control inspector saw any evidence of the following:

  • Live termites or other wood destroying organisms
  • Evidence of infestation by termites or other wood destroying organisms including wood destroying fungi
  • Damage by termites or other wood destroying organisms
  • Previous treatment for termites or other wood destroying organisms

The inspector must report the common name of the wood destroying organism identified and the location of the evidence. If any areas are not accessible for inspection these areas and the reason they are inaccessible must be reported. For example, if an attic is not inspected, this must be noted and the reason, -e.g. “low clearance / no entryway.”

What is a “clear” report?

A “clear” report is a report that states that no evidence of wood destroying organisms’ infestation or damage was visible and accessible at the time of the inspection.

What does a “clear” report mean?

A “clear” report means that there was no evidence of wood destroying organisms’ infestation or damage visible and accessible to the inspector at the time of the inspection. It DOES NOT mean, however, that the buyer can be absolutely assured that there are no wood destroying organisms infesting the structure or that there is no damage from termites or other wood destroying organisms.

NOTE: It is very possible for termite or other WDO damage or infestations to be behind walls or in some other inaccessible location even in structures that receive “clear” reports.

Such an infestation or damage may be hidden (therefore not visible and accessible), or may have been repaired by the seller and therefore not visible and accessible to the pest control inspector.

How can a homebuyer find out if the home they want to buy is not infested or damaged by termites? What should a homebuyer do if there is evidence of infestation or damage?

In addition to the WDO inspection, homebuyers should obtain written documentation of the following:

   1) Termite treatments and termite protection contracts issued on the structure for at least the last three years (longer if available). (Note: Florida law requires pest control companies to issue a written contract whenever termite or other WDO treatments are performed).

   2) Reports of annual inspections conducted as part of a termite protection contract. These reports will indicate if signs of infestation or damage were observed during the term of the protection contract.

   3) Any WDO inspections performed on the structure within the last year (or longer if available.)

The contract and treatment information should be reviewed to determine if the home has been actively protected against termites. All structures in Florida need to be actively protected and inspected annually. A structure that has not had this protection should be inspected very thoroughly to determine if there is an active infestation.

The reports of annual inspection and previous WDO inspections should be reviewed to determine if infestations or damage has been observed in the past. If infestation or damage was observed, documentation on treatment performed and repairs made should be obtained. The existence of a past infestation or damage does not necessarily mean that the buyer should not purchase the home. The buyer should obtain additional information, however, to determine what steps (if any) are needed to put the structure into an acceptable condition.


What if a homebuyer discovers damage or an infestation after getting a “clear” letter and closing on the home?

Unfortunately, it is entirely possible for this to happen even when the pest control inspector or the home seller has done everything correctly. As noted above, the WDO inspection reports only evidence that is visible and accessible at the time of the inspection. If evidence of infestation or damage was behind a wall, or under a floor, it may not have been visible or accessible at the time of inspection.

Is this in your home right now?



What should a homebuyer do if “visible damage” is reported on an initial WDO inspection report, and then the damage is repaired so a “clear” letter can be provided to the mortgage lender?

Any report of visible damage or infestation is an indication that termites or other WDOs have been or are present in the structure. Repair of damage may or may not have resolved the problem. Homebuyers should investigate further to determine the status of WDO protection on the structure and determine if the damage repaired was a symptom of more extensive infestation or damage.


   1. Don’t rely on the WDO report alone.

   2. Be present when the WDO inspection is done.

   3. Obtain documentation on termite treatment history and copies of protection contracts issued for the structure.

   4. Maintain an active WDO protection contract on the structure after purchase.